Converting a 401(k) to Roth requires a lot of planning to reduce how much taxes you pay in the long run. Here's how it works.

Deciding on a Roth 401(K) or 401(K) can change your retirement. This Roth 401(K) vs. 401(k) comparison looks at their limits to answer which is better.

Is it better to make after-tax Roth 401(k) contributions or save before-tax in a traditional 401(k)? The answer varies depending on the taxpayer. While individuals with higher incomes might not ...

You also have to make a choice that workers in decades past never had to: Should you save in a traditional 401(k) or a Roth 401(k)? It's an individual decision, and understanding the pros and cons of ...

With a Roth 401(k), you give up a tax break on your contributions. Despite that drawback, Roth 401(k)s offer a host of benefits. Not only can a Roth 401(k) give you access to tax-free income in ...

Roth is a type of after-tax account. Savers pay money up front on their contributions, but don't pay tax later on withdrawals in retirement. Almost all employers that offer a 401(k) plan allow workers ...

Higher-income earners must make 401(k) catch-up contributions with after-tax dollars and place them in a Roth account.