If you're noticing things like higher prices in grocery stores and higher mortgage rates, you're not alone. Inflation is cutting into many people's budgets while rising interest rates meant to tame ...

A Certificate of Deposit (CD) is a type of time deposit offered by banks and credit unions. This type of financial product is a safe, low-risk investment that allows you to deposit a fixed sum of ...

Although CDs are a type of savings account, there are fundamental differences between the two. Think of CDs as offered in terms and you can access the money without an early withdrawal fee once the ...

While many people are worried about the economy, with persistent issues like inflation and high interest rates, the current environment can also benefit some savers and investors. In particular, ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Today's savings accounts and CDs are both paying record rates, so which one should ...

The Federal Reserve wrapped up 2025 with three rate cuts that brought the federal funds rate down to a range between 3.5% and 3.75%. That shift is rippling through the banking system, but not at the ...

In today's uncertain interest rate environment, finding the right certificate of deposit (CD) account is more important than ...