The Situation: With the introduction of the Unified Patent Court ("UPC") system in Europe, the co-ownership of patents will have material effect on patents with unitary effect ("Unitary Patent").

Getting a smaller home loan than expected is usually not about income alone, but about how lenders read your credit, cash flow and past borrowing, and a few low-cost changes can make a meaningful ...

One of the most common obstacles to getting a personal loan is credit requirements. If you have a weak credit score, you may struggle to get approved. Fortunately, there’s a workaround — you might be ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Co-applicants share full loan responsibility and risk from day one. Guarantors liable if borrower defaults, face legal action if unpaid. Both roles can impact credit scores and carry serious financial ...