Seeing your score go down after wiping out debt is disheartening. Here's what might've happened behind the scenes. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

Not all credit card APRs are created equal. Here's how to spot a good card rate now that the new year is upon us.

Most adults in the United States (81%) have at least one credit card, and Americans' total credit card balances broke a new record—more than $1.3 trillion—in July 2025. Credit card debt can be a ...

Understand common debt repayment strategies you can use to pay off your balances and learn strategies for preventing further debt Written By Written by Contributor, Buy Side Amy Boyington is a ...

Over the last few years, Americans have been racking up the credit card debt — and the issues that come with it. As of the third quarter of 2024, Americans owed a collective $1.14 trillion in credit ...

Numerically, West Virginia Gov. Jim Justice is right that national credit card debt topped $1 trillion for the first time, according to data from the New York Federal Reserve. Focusing on credit card ...

The Federal Reserve Bank of New York reported U.S. household debt increased to $17.5 trillion in the fourth quarter of 2023. Credit card debt, mortgages and auto loans led to those debt figures. But ...

Chapter 7 or Chapter 13 may discharge or reorganize your credit card debt. Some debts may not be cleared in bankruptcy, such as nondischargeable obligations, recent luxury purchases or fraudulent ...

When you're struggling with growing credit card debt, finding relief can feel like a weight has been lifted off your shoulders. Whether through negotiated settlements, forgiveness programs or ...