This complex product has potential upsides but also risks.

Capital for Life’s IUL Survey 2026 reveals how high-net-worth investors are using Indexed Universal Life for planning, liquidity, and ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

Indexed universal life (IUL) insurance lets the policyholder decide how much cash value to assign to an equity-indexed account and to a fixed-rate account, if available. Indexed universal life is a ...

This year has already proven just how quickly things can shift in the realm of indexed universal life. We’re seeing steady consumer interest paired with aggressive product moves by carriers, all while ...

Indexed Universal Life (IUL) insurance policies are increasingly recognized for their distinct role in comprehensive financial planning, particularly among those focused on long-term wealth building ...

Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

Kyle Busch's lawsuit against Pacific Life and his former insurance agent provides a window into potential issues around ...

Indexed universal life is a lot of things, depending on who you are talking to. An indexed universal life insurance policy is a multipurpose product that helps beneficiaries accomplish a variety of ...

Indexed universal life (IUL) insurance policies that combine a death benefit with a savings account have become popular with retirement savers looking to balance life insurance protection with growth.

Life insurance is most commonly known for providing beneficiaries with a death benefit upon the death of a provider, giving them a chance to recover financially and pay for major expenses like bills ...

Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...