This credit score model will help those with a thin credit history, medical debt or a prior settled collections access a ...

Fair Isaac executives say FICO’s pricing is on par with VantageScore. But the credit bureau’s stock has taken a hit.

A new independent study is sharpening the debate over which credit scoring model will define the next era of mortgage ...

A new analysis of loan-level data from both Fannie Mae and Freddie Mac reveals that VantageScore 4.0 consistently better rank-orders mortgage borrower risk and also better separates risk than FICO.

Credit score ranges can get a little confusing. One of the reasons is that you have many different credit scores. This makes ...

United Wholesale Mortgage (UWM) is temporarily offering a no-cost credit report program for mortgage brokers as the industry ...

VantageScore today announced the results of an analysis demonstrating that VantageScore ® 4.0 outperforms FICO 10T. In a first-of-its-kind analysis, VantageScore 4.0 delivers bro ...

Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's ...

New white paper by Milliman shows FICO Score 10T outperforms VantageScore 4.0 on all mortgage types, including GSE and FHA ...

April 22 (Reuters) - Shares of Fair Isaac, better known as FICO, slipped 12% on Wednesday after Freddie Mac and Fannie Mae said they will now accept mortgages assessed using rival credit scoring ...

Lenders use your credit score to decide whether or not to extend you credit and at what terms. Those scores are calculated based on information from your credit report — including your payment history ...