The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system.

Insurance coverage The FDIC insures deposits at member banks in the event that a bank fails—that is, the bank's regulating authority decides that it no longer meets the requirements for remaining in …

The Federal Deposit Insurance Corporation (FDIC) answers questions about federal deposit insurance coverage, and handles complaints and inquiries about FDIC-insured state banks which are not …

Federal Deposit Insurance Corporation (FDIC), a U.S. government agency created under the Banking Act of 1933 (also known as the Glass-Steagall Act). The primary role of the FDIC is to insure and …

Dec 12, 2025 · What is FDIC insurance? FDIC insurance is the guarantee that your money, up to the established guidelines, is protected and will be returned to you should your bank fail.

Apr 21, 2025 · FDIC insurance of bank deposits, providing $2,500 in coverage, took effect on Jan. 1, 1934. The FDIC's stated goal is "to maintain stability and public confidence in the nation's financial...

Mar 18, 2025 · While the FDIC operates independently, when you deposit money in an FDIC-insured account, it's the U.S. government that guarantees your money will always be accessible.

5 days ago · Discover how the FDIC's EDIE tool helps calculate deposit insurance coverage at FDIC-insured banks, protecting up to $250,000 per account holder.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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