Add your kid as an authorized user if your credit is solid. Here’s what nobody taught us 👇🏽 Your child can build credit history without ever using a card. Collections don’t always disqualify you recent behavior matters more. A “lower” score with stable income beats a high score with maxed cards. Credit isn’t about perfection. It’s about consistency and trajectory. 👉🏽 Stay connected if you want to understand money without the fluff. | Felicia J Starks
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